Image by Mark Crawley

Car insurance is a necessary cost of owning a car. Premiums have increased in recent years, and they’re particularly expensive for young drivers, who represent the biggest risk group. But it’s not all gloom and doom on the road because the best insurance companies offer no claims discounts for drivers who make no claims within a set period of time. Have a look at MoneySupermarket.com to find car insurance plans that include no claims bonuses.

Very basically, car insurance is a method of calculating risk. Factors that insurers consider are drivers’ age, income and marital status, and the type of car he or she drives considering factors such as technology, modifications and the likely cost of repair. Depending on these factors, insurers calculate the likelihood of an accident and charge a corresponding premium. In the event of an accident, a driver can claim against his insurance and the company will pay.

Drivers who stay claim-free for one year can claim a percentage on their insurance because they represent a low-risk group. The longer they remain claim-free, the more money they can claim back on their premiums. This doesn’t necessarily mean that premiums will go down or that accidents will not happen – unfortunately that’s not the way of the world. Insurers consider many factors, including claims histories, when setting annual premiums.

No claims discounts build up usually over a maximum of five years, over which time drivers can earn percentages of up to 75 per cent off their premiums. Insurance companies have different schemes that allow drivers to accumulate bonuses in different ways, particularly to encourage young drivers to be safe on the road. There are some claims – such as when an accident was caused by a third party whose insurance covers the damage – when the bonuses aren’t affected.

Get your car covered with vehicle insurance from reliable brands and enjoy no claims bonuses of up to 75 per cent off the cost of annual premiums.

BMW i and Dwell Media will host The Sustaethics Event on December 2, on the top floor of the Iconic Herzog & De Meuron car park 1111 Lincoln Road. Dwell, an established authority in design and innovation, has teamed up with BMW i to share their synergistic visions and honor the incredible technological achievement and social impact of the new BMW i3 Concept and i8 Concept– the first purpose-built electric and hybrid-electric vehicles to be made primarily of carbon fiber – which will be on display at the event.

BMW i + Dwell Media Invite You to Attend THE SUSTAETHICS EVENT Friday December 2, 2011 at 1111 Lincoln Road @ Art Basel / Miami Beach
A Celebration of Design & Innovation

PRESS PREVIEW 7 to 8pm
Introduction by Lara Deam, Founder Dwell Media
Presentation by Benoit Jacob, Head of BMW i Design
Remarks by Architect Chad Oppenheim
Cocktails and Music By Chelsea Leyland to follow

If you are in Miami we hope you will join us.
Please RSVP to alex@alexpolierinc.com

Integrated with each residence, City Ventures homes feature solar power design for gasoline-free living. The City Ventures earth-friendly neighborhoods, comprising over 190 homes, and they are currently under construction in the California cities of Signal Hill, Santa Barbara and Brea. Prices for these homes start in the high $200,000s.

City Ventures earth-friendly residences elements include: Garage pre-wired for electric cars; High-performance integrated solar power; Energy Star-rated hybrid electric water heater; Low-flow faucets and shower heads; Energy Star high-efficiency dishwasher; Low-emission windows for superior insulation against cold and heat.

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Designed by legendary hot rod designer and TV star Chip Foose, the custom 2012 Dodge Challenger SRT8 has a distinctive Foose look and is a tribute to auto specialists who use WD-40 Multi-Use Product to get the job done. The vehicle features custom BASF paint mixed by Chip Foose, a Street Scene/Foose Design body kit, one-off MHT/Foose wheels and WD-40-branded Katkzin upholstery, among other upgrades. Debuted inside the SEMA Show, the WD-40®/SEMA Cares Foose Challenger will appear at select West Coast auto-related events and then be auctioned off at the Barrett-Jackson Classic Car Auction Jan. 15-22 in Scottsdale, Ariz.

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Unlike earlier now shopping a new car is no more a time consuming process, in fact it’s a much better process now, the only need is to spend a little time on surfing online websites for car sales. Thousands of online car shopping and car auctions websites provide information that helps the car lovers to keep well informed about the latest trends and models introduced and to know the best deal for buying the new car with the best quality ATV parts.

Before making a huge investment it’s better to satisfy you with the car’s efficiency and the deal offered. Initial step for proper investigation of the car is to check the comfort level. There should be ample space for the foot and head and it should be a good ride for the driver with comfortable seating’s. As car investment is mostly done once in a life time, so the comfort level and proper functioning of the systems are of great priority.

After comfort level make sure the car you choose have a good engine and can work wonderfully in crowded, rush and high-traffic roads. The ATV parts are of best quality and efficiency level is high. The safety features like air bags, seat belts, anti lock breaking, car tracking control increase the value of the car and such cars can be driven on wet roads as well with perfect smoothness.

A car with best fuel economy and low maintenance help save the money spent on maintenance again and again. Sometimes buying the car with all the latest features is not possible. For such people there are many online sites and companies that launch new and improved best quality All-Terrain Vehicle (ATV) parts with special features after short intervals. Implanting these parts rather than buying the new car is also helpful and adds the same comfort level one is being looking for in the new launched cars. Analyzing the pros and cons, completely checking the efficiency and all special features of these online automobile parts, choose the best one that suits you and available at lowest rate but of best quality otherwise your investment will be wasted.

Photo: GREG SORENSEN

A news story currently making the rounds on the automoblogosphere has its origins in a 2010 study conducted by UK car insurance company Shelias’ Wheels. The original story, covered by the London Telegraph in July of last year, revealed the company’s findings that 29% of men surveyed admitted to being distracted by women pedestrians wearing skimpy summer outfits. This admission is on top of the fact that men make 16.4% more claims in the summertime than in other seasons, and that 25% of men have had a summertime collision in the past five years compared to just 17% of women. The conclusion? Men need to keep auto accident attorney listings nearby from June to August.

LOCAL LISTINGS:

Miami Auto Accident Attorney
201 South Biscayne Blvd, 28th Floor
Miami FL 33131

Not surprisingly, scantily-clad or flat-out nude women inciting car crashes is a somewhat common occurrence. But don’t blame the women: even advertising that features sexy imagery has been to blame for causing male drivers to veer off the road or hit another vehicle. In the original Telegraph article dated 30 July 2010, Behavioral psychologist Donna Dawson told the reporter that men are statistically shown to be more easily distracted when driving than women.

For men who have built their entire modern world view on the idea that women are inherently worse drivers than themselves are apparently in need of a wake up call. While women drivers may or may not have a lowered ability to practice sound spatial reasoning when compared to men, they’re much more likely to stay focused on their own driving. Men on the other hand are visually-oriented and are therefore much more likely to become distracted by off-road elements.

According to Shelias’ Wheels, the problem is only getting worse every year. This alarming fact should encourage further research on the subject. What exactly is causing more men to become more distracted by women in small amounts of clothing?

It’s clearly global warming. It’s getting hotter every year and women are wearing skimpier and skimpier outfits in order to beat the heat.

The solution? Let’s lower the number of male drivers on the road, obviously. That way they can actually run into these women on the street, instead of just running into things.

In collaboration with Harley-Davidson, Ford has produced 10 F-150 models, The 2012 Ford Harley-Davidson™ F-150 delivers on the custom cool design that the lineup has been known for, with new snakeskin leather interior accents, a new stylized bodyside graphic and a new wheel and premium paint color. Combine that with a standard 6.2-liter V8 engine and plenty of technology, and it delivers power, capability and style like no other.

Design in the details

The exterior of the 2012 Ford Harley-Davidson F-150 offers a bold front fascia and six-bar billet-style bright chrome grille, and it boasts “Harley-Davidson” bright chrome badging. The truck also has a lowered appearance with a standard, fully integrated deployable running board.

Also standard are new 22-inch machined-aluminum wheels with painted accents and Harley-Davidson bar and shield logo on center cap. The paint selection is classic Harley-Davidson – Tuxedo Black and White Platinum Tri-Coat; this is the first year white has been offered.

New graphics on the bodyside of the truck are executed in a unique snakeskin texture, while “Harley-Davidson” dimensional lettering is featured on the box side. The snakeskin is inspired by tank inserts on premium-level Harley-Davidson motorcycles and also comes into play on the interior.

“This is the first time we’ve captured the full spectrum of light to dark on the exterior,” said Mike Massara, F-150 program manager. “The graphic flows and accents the design curve of the truck, yet brings the texture of the snakeskin into the vehicle, which is something that’s very difficult to do.”
Interior trim panels are covered in high-gloss Tuxedo Black paint, while the console lid and upper steering wheel carry the snakeskin leather. The scuff plate features brushed aluminum with snakeskin texture. All interior chrome surfaces feature a satin finish. Premium snakeskin leather-trimmed seats come with accent color inserts and unique cloisonne badge.

The 2012 Ford Harley-Davidson F-150 interior is customized to appeal to the truck buyer who appreciates the attention to detail for which both Ford and Harley-Davidson are renowned.

Examples are the seats and the console lid featuring handmade cloisonne badges that are produced by the same company that makes badges for Harley-Davidson motorcycles; the console has limited-edition serialization plates, which include laser-engraved VIN and build numbers.

Nearly every member of the Harley-Davidson F-150 team at Ford is a Harley-Davidson owner.

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You’ve been a car enthusiast for years, so you obviously know a lot about the automotive industry’s inner-workings. You probably already know exactly what make and model you want, as well as the color and other special features. But there’s another essential consideration that you should research: finding the right car dealer.

For starters, you should always shop around at a few dealerships before making your final decision about who to work with. Price might not be an issue for you, but why not take advantage of a great deal if one is available? For example, some dealers might offer you a way to personalize your car for a lower cost than you might have expected.

When you think you’ve found a good dealer, make sure that the business is licensed and bonded according to your state’s regulations. Believe it or not, the legal system is flawed, and if a problem should arise with the dealership you work with, you’ll want to know that your interests as a consumer are protected. State licensing regulations typically instruct dealerships to fulfill certain insurance and auto dealer bond requirements to protect against fraudulent business ventures. This means that if a dealer takes advantage of you, you’ll have a way to collect recompense.

Once you’ve decided who to do business with, ask the dealer some specific questions about the exact car you’re interested it. Some dealers focus on just a couple of major car manufacturers whereas others spread their expertise thinly. If you know more about the car you want than the dealer does, you should probably question the dealer’s motives. You’ll feel more assured working with a well-informed dealer.
Inquire about the warranties offered by the dealership. Choosing one that’s close to where you live might be a good idea in case you ever need to drop the vehicle off for maintenance. If you’re making a high dollar purchase, you shouldn’t have to worry about potential problems, but it’s better to be safe than sorry.

Taking the time to research and find the the best car dealership for your needs will really pay off. Knowing you made a well-informed decision will allow you to enjoy your new ride that much more.

This article was written by SuretyBonds.com, which is a nationwide surety bond producer. SuretyBonds.com works with a number of professionals to help them meet certain licensing requirements. The agency works to inform consumers about how surety bonds can protect them against unethical professionals.

Arctic Cat introduced the all-new Wildcat V-Twin 1000i H.O. The Wildcat is a full-production version of what was previously reserved for off-road race vehicles, offering the largest displacement engine in its class, industry-leading suspension travel, 13 inches of ground clearance and a full-perimeter frame.

The 1000i H.O. engine powering the new Wildcat is the largest displacement engine in the pure-sport category, and the ideal match for its industry-leading suspension and chassis. Built in the USA by Arctic Cat at its St. Cloud, Minnesota facility, the 951cc V-Twin, SOHC 4-stroke with electronic fuel injection (EFI) has proven itself on the Prowler XTZ. On the Wildcat, the 1000i H.O. has been tuned to deliver even stronger acceleration and horsepower.

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